Completions Officer

At United Trust Bank, we believe that people achieve more together than alone. That’s why we’re dedicated to building great relationships, offering tailored solutions, and providing our clients and broker partners with the support they need to go further. This was true when we first opened our doors, and it’s still our approach today.

Our award winning Mortgages team are looking to hire a Completions Officer who will work closely with Mortgage Lending Divisions and external stakeholders to progress Mortgage Applications from offer through to completion.

This is a hybrid role working 3 days per week in the office (City of London location) and two days working form home.

Responsibilities:

• Work in partnership with mandated underwriters, our Panel solicitors, and external stakeholders to gather outstanding documents and referencing requirements for both residential and buy to let mortgage applications
• Consult with a pre-approved panel of Solicitors and Introducers to provide quick, accurate and reliable updates to post-offer conditions and requirements
• Make decisions in line with Credit Risk and Responsible Lending Policy whilst processing incoming completion documentation to satisfy mortgage conditions
• Proactively manage the Mortgage Offer pipeline through to completion, consulting with Panel solicitors regarding Offer conditions, Certificates of Title, the release of funds and registration of charges with Land Registry
• Adhere to internal underwriting policy and regulatory requirements – FCA, PRA, Money Laundering, Prevention of Financial Crime, Data Protection etc.
• Undertake project and ad-hoc pieces of work at management request

Skills and Experience sought:

Essential Experience

• Working within Residential and Buy to Let Mortgage completion functions
• Previous, customer service or administration exposure
• Working within a regulated environment
• Managing and prioritising own workload
• Consulting with Solicitors and/or external stakeholders to take mortgage applications to completion

Desirable Experience

• Conveyancing experience
• CeMAP qualified

Equal Opportunities

We're an equal opportunity employer, which means we'll consider all suitably qualified applicants regardless of gender identity or expression, ethnic origin, nationality, religion or beliefs, age, sexual orientation, disability status or any other protected characteristic. We recruit and develop our people based on merit and we're committed to creating an inclusive environment for all employees. During the application process, you will be asked to complete an equality questionnaire on a voluntary basis and any data we collect will be treated confidentially and used for evaluation purposes. This will be for a period of 6 months or longer with your permission. This helps us understand our applicants so we can make sure we are doing everything we can to attract a diverse range of people and ensure our recruitment processes are fair and inclusive.